Going shopping? Leave your partner at home

Hitting the high street with a loved one can be an expensive business for some Scots. (Picture courtesy of Kzenon/Bigstock.com)
Hitting the high street with a loved one can be an expensive business for some Scots. (Picture courtesy of Kzenon/Bigstock.com)

Hitting the high street with friends and family may well become a thing of the past for cash-conscience Scots as many complain of going over budget when shopping with their loved ones.

A study by TopCashback.co.uk reveals more than half (52 per cent) of Scots admit to spending more money when they are accompanied by others, compared to when alone.

The research found shopping with a partner hikes up costs the most, with 67 per cent of men saying they spend more when out shopping with their wife or girlfriend.

However men might be curbing their other half’s spending as 46 per cent of women say they’re most sensible when shopping with their partners.

In Scotland, a quarter of shoppers blow more money when they’re out with their children. Mums are more prone to caving in to their children’s pleas, going over budget by 30 per cent, compared to only 22 per cent of dads who spend 21 per cent more than planned.

Splashing the cash in the name of peer pressure is another culprit for Scots’ abandonment of budgets.

More than a quarter (28 per cent) of women admit to shelling out 30 per cent more when on girly shopping trips.

Perhaps somewhat surprisingly, men say they spend up to 30 per cent more when browsing the shops with their friends.

Other findings from the survey include:

• 22 per cent of Scots say they spend the least when they’re out shopping with their parents, reducing their spending by 31 per cent;

• 18-21 year-olds spend the most when shopping with friends.

Natasha Rachel Smith, consumer affairs editor for TopCashback, said: “Sticking to a budget may seem mundane but it’s the best way to have control over money. We’re all probably guilty of making impulse purchases now and then, especially when a friend or family member has helped convince us it’s a great buy, but there are lots of ways to stay in power.

“My top tip for Scots is to organise their spending by creating a budget before they venture out for shopping trips. Another safety-net is to leave credit and bank cards at home; only take the cash you plan to spend that day.

“Also, scanning all the shops first and then sitting down for a coffee afterwards to consider potential purchases can often give clarity on what you actually want and need.

“Finally, browsing on the high street and then making the purchase online will usually save consumers money.”