Scottish workers insure body parts

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Taylor Swift might have insured her legs for £26 million but British workers also put high price tags on their body parts.

The average Scottish worker values their legs at £735,945 which is 17 per cent lower than the UK average of £891,408.

They think that their legs would be worth £1,185,000 for being crucial tools of their trade. Engineers and lawyers are even more precious about their limbs, putting their worth at £1.2 million. Telecoms workers value their legs more highly still at £1.9 million.

£1,140,000 is what doctors and nurses would ask for and the average shop worker, traditionally on their feet a lot, valued their legs at £1,045,000.

The research, conducted by family focussed insurance brand There®, asked 2,000 professionals across 20 different industries to put an insurance value on different body parts to highlight their impact on earning potential. In Scotland eyes were the most valued, followed by face, hands then legs.

Engineers top the tables with an insurance value on their eyes of £3.4 million, followed by plumbers and electricians at £3.1 million and telecoms workers at £2.6 million.

Plumbers and electricians also put one of the highest price tags on their hands at £2.2 million, with their index finger alone being worth £1,196,107 in compensation.

Philippa McLaglen, Mmrketing manager from There®, said: “Taylor Swift insuring her legs isn’t as mad as it sounds; they’re part of the ‘Taylor Swift’ brand and so affect her earning power. Similarly damage to a builder’s leg or an engineer’s eye would have a big impact on their earning potential. Being fit and healthy is crucial to an individual’s ability to do their job which is why, despite so many other financial pressures, 1 in 4 in our study has considered insuring themselves against being unable to work due to injury. With financial protection, anything is better than nothing if you get injured and can’t do your job.