The average person in Fife can afford only half of the properties currently for sale in the kingdom
Property experts Online Mortgage Advisor looked at all of the properties for sale right now on Zoopla to find out what percentage of these properties the average person is able to afford in their local authority based on current mortgage rates affected by Covid-19.
And it found that a single resident in Fife can only afford 50% of properties on the market in the area, while a couple would be able to afford almost 90% in the same area.
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Hide AdCity of Edinburgh was named the least affordable location in Scotland for both couples and single locals to buy property in the current climate, with a single person only able to afford 15% of properties on the market, and a couple 63.7%.
The Lothians, Perth and Kinross, Highland, and the Scottish Borders were also rated among the least affordable areas in the country.
Nationally, of all the properties for sale in Scotland, single residents can afford 54.9% of them, while couples can afford 85.5%.
A local authority had to have a minimum of 100 properties listed for sale in order to be included in the final rankings.
Single Buyer
| Location | % of Affordable properties |
|---|---|
| City of Edinburgh | 15.0% |
| East Lothian | 24.0% |
| Midlothian | 24.4% |
| West Lothian | 36.2% |
| Perth and Kinross | 44.1% |
| Highland | 47.5% |
| Fife | 50.0% |
| Scottish Borders | 51.6% |
| Glasgow City | 53.1% |
| Aberdeenshire | 55.1% |
| Argyll and Bute | 55.9% |
| South Lanarkshire | 57.8% |
| North Ayrshire | 58.2% |
| East Dunbartonshire | 58.9% |
| Angus | 60.5% |
| Dumfries and Galloway | 61.0% |
| Renfrewshire | 61.4% |
| Moray | 63.5% |
| North Lanarkshire | 66.4% |
| South Ayrshire | 67.0% |
| Clackmannanshire | 67.9% |
| East Renfrewshire | 68.7% |
| East Ayrshire | 70.1% |
| Inverclyde | 75.9% |
| West Dunbartonshire | 77.5% |
Couples
| Location | % of Affordable properties |
|---|---|
| City of Edinburgh | 63.7% |
| Midlothian | 66.0% |
| East Lothian | 66.5% |
| Scottish Borders | 77.2% |
| West Lothian | 78.0% |
| Argyll and Bute | 81.4% |
| Highland | 81.7% |
| Perth and Kinross | 82.4% |
| Dumfries and Galloway | 84.6% |
| South Lanarkshire | 86.4% |
| Angus | 86.9% |
| Aberdeenshire | 87.3% |
| Fife | 89.4% |
| Moray | 89.4% |
| East Dunbartonshire | 89.7% |
| Clackmannanshire | 90.6% |
| South Ayrshire | 90.9% |
| North Ayrshire | 91.2% |
| Inverclyde | 92.8% |
| East Renfrewshire | 93.0% |
| West Dunbartonshire | 93.0% |
| Renfrewshire | 93.5% |
| East Ayrshire | 97.4% |
| North Lanarkshire | 97.8% |
| Glasgow City | 99.1% |